Tools
How Much Can I Afford?
Calculate your maximum affordable property price based on your income, existing obligations, and NRI loan eligibility rules.
₹15000L/mo
₹50₹2,000
₹0
₹0₹2L
20 Years
5 yrs30 yrs
20%
10%50%
Rate: 8.75% | Max LTV for NRI: 80% | Income multiplier: 5x
₹83.50
₹78₹90
Maximum Property Budget
₹106.09 Cr
≈ $12,705,000
Max Home Loan₹84.87 Cr
Monthly EMI₹75,00,000
Down Payment Needed₹21.22 Cr
Total Upfront Cash₹28.94 Cr
Upfront Cash Breakdown
Down Payment₹21,21,73,507
Stamp Duty (6%)₹6,36,52,052
Registration (1%)₹1,06,08,675
Processing (0.35%)₹29,70,429
EMI vs Monthly Income
Monthly Income (INR)₹1,50,00,000
Available for EMI₹75,00,000
Calculated EMI₹75,00,000
EMI-to-Income Ratio50.0%
Loan Summary
Loan Amount₹84.87 Cr
Interest Rate8.75%
Tenure20 years
Total Interest Payable₹95.13 Cr
Total Repayment₹180.00 Cr
What You Can Buy
Affordability by City
| City | Avg Price/sqft | Max Area | Affordable Config | Budget Localities |
|---|---|---|---|---|
| Vijayawada | ₹4,200 | 2,52,587 sq ft | 4 BHK / Villa | Gollapudi, Kanuru, Benz Circle (outer) |
| Vizag | ₹4,500 | 2,35,748 sq ft | 4 BHK / Villa | Madhurawada, Anandapuram, Sheelanagar |
| Chennai | ₹6,000 | 1,76,811 sq ft | 4 BHK / Villa | OMR (outer), Ambattur, Pallavaram |
| Pune | ₹6,200 | 1,71,107 sq ft | 4 BHK / Villa | Wagholi, Undri, Ravet |
| Hyderabad | ₹6,500 | 1,63,210 sq ft | 4 BHK / Villa | Shankarpally, Tellapur, Kokapet (budget) |
| Bangalore | ₹7,500 | 1,41,449 sq ft | 4 BHK / Villa | Sarjapur, Electronic City, Whitefield (outer) |
| Delhi NCR | ₹8,500 | 1,24,807 sq ft | 4 BHK / Villa | Greater Noida, Ghaziabad, Faridabad |
| Mumbai | ₹18,000 | 58,937 sq ft | 4 BHK / Villa | Thane (outer), Navi Mumbai, Mira Road |